Builder delayed possession? How to get a refund or interest under RERA
Updated 2026-10 · General information, not legal advice.
If a RERA-registered builder misses the agreed possession date, the law gives you a choice: leave the project and get your money back with interest, or stay and get interest for each month of delay.
When to use this
- The possession date in your agreement has passed
- The builder gives only new promised dates
- You want to exit the project and get your money back
Step by step
- 1
Gather your documents
Builder-buyer agreement, payment receipts, demand letters, the project's RERA registration number and all messages about the delay.
- 2
Decide: refund or stay
Choose whether to withdraw and claim a refund with interest, or continue and claim interest for the delay. Take advice before choosing.
- 3
Send a legal notice
A notice to the builder states your choice and gives a final date, usually 15 days.
- 4
File with the state RERA authority
File an online complaint on your state RERA portal with the agreement and payment proof. Fees and rules differ by state.
Key facts
- Check that the project is registered with your state RERA
- The interest rate is set by your state's RERA rules
- You generally cannot run the same claim in RERA and the Consumer Commission at once; take advice
Get your free action plan
Tell us what happened. We show your options, draft the letters and track every deadline.
Common questions
Can I get my money back if possession is delayed?
Yes. For a RERA-registered project you can withdraw and claim a refund with interest, subject to the law and your agreement.
Do I need a lawyer for a RERA complaint?
Not required, but an advocate helps with the notice and the complaint.